debt collection texas laws
Debt collection - Texas Attorney General
Feb 9, 2011 . Protections Under the Law. The activities of debt collectors in Texas are regulated by the Texas Debt Collection Act. The Act prohibits the use of .
http://www.oag.state.tx.us/consumer/debt_collection.shtml
Debt Collection Practices
Debt collection practices in Texas must comply with both Texas debt collection law and the federal Fair Debt Collection Practices Act. The Federal Trade .
http://www.occc.state.tx.us/pages/consumer/education/DebtColl.htm
Statutes of limitation for credit card debt collection, all 50 states
Dec 12, 2011 . Collectors have a limited time to file lawsuits over unpaid card debts. By Connie Prater . statute, Source. Texas, 4 years, 16.004, State law .
http://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php
Texas Fair Debt Collection Practices Act - Attorneys For Consumers
Texas Fair Debt Collection Statute. Finance Code. Chapter 392. Debt Collection. Subchapter A. General Provisions. Texas Fair Debt Collection Practices Act .
http://www.attorneysforconsumers.com/Texas-Fair-Debt-Collection-Practices-Act.html
FINANCE CODE CHAPTER 392. DEBT COLLECTION
(5) "Debt collection" means an action, conduct, or practice in collecting, or in soliciting . action against a debtor when the debtor has not violated a criminal law; .
http://www.statutes.legis.state.tx.us/Docs/FI/htm/FI.392.htm
Debt Collection in Texas, Top 10 Things You Need to Know ...
Debt collection in Texas is a legal, valuable service, but must follow certain guidelines. . know about your rights and the laws regarding debt collection in Texas.
http://www.busby-lee.com/articles/debt-collection-in-texas.html
Texas Collection Laws
Under Texas law, most debt-related statutes of limitation are four years in length. . A collection agent or law firm that owns a collection account is a creditor.
http://www.bills.com/texas-collection-laws/
Texas debt collection laws, does Texas have a statute of limitations ...
Nov 2, 2008 . Texas debt collection laws, does Texas have a statute of limitations on old debt hi ! please help! my name is ms.nguyen,and i live in .
http://www.avvo.com/legal-answers/texas-debt-collection-laws--does-texas-have-a-stat-15707.html
State | Oral Agreements | Written Contracts (including auto loans and installment type loans) |
Promissory Notes | Open Accounts (includes credit cards) |
Alabama | 6 | 6 | 6 | 3 |
Alaska | 6 | 6 | 6 | 6 |
Arizona | 3 | 6 | 5 | 3 |
Arkansas | 3 | 5 | 6 | 3 |
California | 2 | 4 | 4 | 4 |
Colorado | 6 | 6 | 6 | 6 |
Connecticut | 3 | 6 | 6 | 6 |
Delaware | 3 | 3 | 6 | 3 |
District of Columbia | 3 | 3 | 3 | 3 |
Florida | 4 | 5 | 5 | 4 |
Georgia | 4 | 6 | 6 | 4 |
Hawaii | 6 | 6 | 6 | 6 |
Idaho | 4 | 5 | 10 | 4 |
Illinois | 5 | 10 | 6 | 5 |
Indiana | 6 | 10 | 10 | 6 |
Iowa | 5 | 10 | 5 | 5 |
Kansas | 3 | 5 | 5 | 3 |
Kentucky | 5 | 15 | 15 | 5 |
Louisiana | 10 | 10 | 10 | 3 |
Maine | 6 | 6 | 6 | 6 |
Maryland | 3 | 3 | 6 | 3 |
Massachusetts | 6 | 6 | 6 | 6 |
Michigan | 6 | 6 | 6 | 6 |
Minnesota | 6 | 6 | 6 | 6 |
Mississippi | 3 | 3 | 3 | 3 |
Missouri | 5 | 10 | 10 | 5 |
Montana | 5 | 8 | 8 | 5 |
Nebraska | 4 | 5 | 6 | 4 |
Nevada | 4 | 6 | 3 | 4 |
New Hampshire | 3 | 3 | 6 | 3 |
New Jersey | 6 | 6 | 6 | 6 |
New Mexico | 4 | 6 | 6 | 4 |
New York | 6 | 6 | 6 | 6 |
North Carolina | 3 | 3 | 5 | 3 |
North Dakota | 6 | 6 | 6 | 6 |
Ohio | 6 | 15 | 15 | ? |
Oklahoma | 3 | 5 | 5 | 3 |
Oregon | 6 | 6 | 6 | 6 |
Pennsylvania | 4 | 6 | 4 | 6 |
Rhode Island | 15 | 15 | 10 | 10 |
South Carolina | 10 | 10 | 3 | 3 |
South Dakota | 6 | 6 | 6 | 6 |
Tennessee | 6 | 6 | 6 | 6 |
Texas | 4 | 4 | 4 | 4 |
Utah | 4 | 6 | 6 | 4 |
Vermont | 6 | 6 | 5 | 6 |
Virginia | 3 | 5 | 6 | 3 |
Virgin Islands
|
3 | 3 | 3 | 3 |
Washington | 3 | 6 | 6 | 3 |
West Virginia | 5 | 10 | 6 | 5 |
Wisconsin | 6 | 6 | 10 | 6 |
Wyoming | 8 | 10 | 10 | 8 |
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7 Responses to “debt collection texas laws”
Dallas Business Law Attorney | Fort Worth Debt Collection ...
The Law Offices of James Stanton L.P. . Dallas, TX 75219-5109 214-559-3232 Tel . Business Litigation ? Employment Law ? Personal Injury ? Debt Collection .
http://www.jamesstantonlaw.com/
Dallas Debt Collection
Hard hitting Dallas, Texas Bad Debt Collection: collecting on bad debt throughout . The Jackson Law Firm, P.C. collects all types of debts and unpaid accounts.
http://www.dallasdebt-collections.com/
Problems with creditors and debt collectors. - The People's Lawyer
A. Texas Debt Collection Act. State law is more limited that federal law. (The federal law follows this section) It prohibits only certain conduct that is expressly .
http://www.peopleslawyer.net/legal-topics/debt-collection.html
State Debt Collection Laws and Publications | Privacy Rights ...
Texas Attorney General Office - Debt Collection http://www.oag.state.tx.us/ consumer/debt_collection.shtml.
http://www.privacyrights.org/fs/fs27plus.htm
Houston Debt Collection Lawyer | Harris County Garnishment ...
While there are a number of Texas and federal laws in place to protect debtors, creditors still have a right to pursue debt collection. We can help you understand .
http://www.delvallelawfirm.com/Business-Litigation/Debt-Collection.aspx
Houston Consumer Attorney, Houston Debt Defense Attorney ...
At the Houston, Texas Consumer Law and Unfair Debt Collection Law Office of David A. Fernandez, we strive to passionately and aggressively protect the rights .
http://yourhoustonconsumerattorney.com/
Hello Jordan,
Texas Debt Collection Laws | Fair Debt Law | Stop Collectors
Understand Texas' fair debt collection laws, as well as how to file a complaint against a debt collection agency.
http://www.stopcollector.com/1ga-law.php?state=texas
Houston TX Debt Collection Lawyer|TX ... - Balcom Law Firm
Debt Collection in Texas. Balcom Law Firm Attorneys specialize in debt collection of secured and unsecured debts. Such debts commonly include judgments, .
http://www.balcomlaw.com/collections.html
Austin Texas Texas Collection Law Lawyer Attorney Law debt ...
How is collections different than commercial litigation? Collections is really a subset of commercial litigation with an eye toward preserving and turning over the .
http://www.carylippincott.com/practicearea_collections.php
Texas Debt Collection Abuse Attorney | Debt ... - Larson Law Office
Debt Collection Abuse. If you are being abused or harassed by debt collectors or bill collectors, contact The Larson Law Office's Texas debt collection abuse .
http://www.thelarsonlawoffice.com/Practice-Areas/Debt-Collection-Abuse.aspx
WILSON LAW FIRM in Edinburg, Texas - "Debt Collection: It's what ...
The Wilson Law Firm, L.P., is located in Edinburg, Texas, in a region known as “ The Valley”. . It is the firm's experience no other local firm has the debt collection .
http://www.wilsonlawfirm.net/
Court date set for debt collection in Texas - WORLD Law Direct Forums
Feb 26, 2012 . I have a court date set for a debt collection agency sueing me in texas over credit card debt. I filled an answer to the original court date and the .
http://www.worldlawdirect.com/forum/debt-collection/60065-court-date-set-debt-collection-texas.html
Hello Tracy,
I would send a cease communication letter to the debt collector and then I would dispute the entry on your credit report with the credit reporting agency that has it listed (experian, transunion, equifax)
Lewisville Debt Settlement Attorney | Texas Fair Debt Collection ...
Debt settlement. For experienced family law, bankruptcy and criminal defense counsel and representation in Texas, contact an attorney at Julian, Crowder .
http://www.jcstexaslaw.com/CM/BankruptcyLaw/Debt-Settlement.asp