debt collection what are my rights
Debt Collection FAQs: A Guide for Consumers
Apr 24, 2009 . Here are some questions and answers about your rights under the Act. . Can a debt collector contact anyone else about my debt?
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
Debt Collection Practices - Privacy Rights Clearinghouse
We also explain your right to privacy, and how debt collection efforts may affect . May a debt collector contact my neighbors or family members about my debt?
http://www.privacyrights.org/fs/fs27-debtcoll.htm
Debt Collectors Hounding You? Know your rights...and their Secrets ...
Apr 10, 2009 . Recently a guest blogger, Scott Taylor, offered an insightful view of the credit card industry based on his inside knowledge. If you missed it see; .
http://www.givemebackmycredit.com/blog/2009/04/a-recent-blog-entry-written.html
DEBTOR'S RIGHTS - COLLECTION AGENCIES
This publication should help you understand debt collection practices and your rights when . Following are some of your rights under debt collection acts and . I also wish to inform you that my sole source of income is Supplemental Security .
http://www.washingtonlawhelp.org/documents/1386210200EN.pdf?stateabbrev=/wa/
Debt Collection - Wisconsin Department of Financial Institutions
This brochure explains some of your rights and responsibilities under the law and answers some frequently asked questions about debt collection. What should I .
http://www.wdfi.org/ymm/brochures/credit/debt_collection.htm
Credit Collections - What Are Your Rights When Dealing with a ...
Jul 28, 2011 . The Fair Debt Collection Practices Act (FDCPA) offers strict guidelines that debt . What Are My Rights Regarding Collection Agencies?
http://www.creditinfocenter.com/rebuild/collectionagencies.shtml
What Are My Rights if a debt collector contacts me?
Federal and state laws give you rights against bill collector harassment. Collection agencies and debt collectors are required to provide you with a notice of your .
http://www.theconsumerlawgroup.com/faqs/what-are-my-rights-if-a-debt-collector-contacts-me.cfm
State | Oral Agreements | Written Contracts (including auto loans and installment type loans) |
Promissory Notes | Open Accounts (includes credit cards) |
Alabama | 6 | 6 | 6 | 3 |
Alaska | 6 | 6 | 6 | 6 |
Arizona | 3 | 6 | 5 | 3 |
Arkansas | 3 | 5 | 6 | 3 |
California | 2 | 4 | 4 | 4 |
Colorado | 6 | 6 | 6 | 6 |
Connecticut | 3 | 6 | 6 | 6 |
Delaware | 3 | 3 | 6 | 3 |
District of Columbia | 3 | 3 | 3 | 3 |
Florida | 4 | 5 | 5 | 4 |
Georgia | 4 | 6 | 6 | 4 |
Hawaii | 6 | 6 | 6 | 6 |
Idaho | 4 | 5 | 10 | 4 |
Illinois | 5 | 10 | 6 | 5 |
Indiana | 6 | 10 | 10 | 6 |
Iowa | 5 | 10 | 5 | 5 |
Kansas | 3 | 5 | 5 | 3 |
Kentucky | 5 | 15 | 15 | 5 |
Louisiana | 10 | 10 | 10 | 3 |
Maine | 6 | 6 | 6 | 6 |
Maryland | 3 | 3 | 6 | 3 |
Massachusetts | 6 | 6 | 6 | 6 |
Michigan | 6 | 6 | 6 | 6 |
Minnesota | 6 | 6 | 6 | 6 |
Mississippi | 3 | 3 | 3 | 3 |
Missouri | 5 | 10 | 10 | 5 |
Montana | 5 | 8 | 8 | 5 |
Nebraska | 4 | 5 | 6 | 4 |
Nevada | 4 | 6 | 3 | 4 |
New Hampshire | 3 | 3 | 6 | 3 |
New Jersey | 6 | 6 | 6 | 6 |
New Mexico | 4 | 6 | 6 | 4 |
New York | 6 | 6 | 6 | 6 |
North Carolina | 3 | 3 | 5 | 3 |
North Dakota | 6 | 6 | 6 | 6 |
Ohio | 6 | 15 | 15 | ? |
Oklahoma | 3 | 5 | 5 | 3 |
Oregon | 6 | 6 | 6 | 6 |
Pennsylvania | 4 | 6 | 4 | 6 |
Rhode Island | 15 | 15 | 10 | 10 |
South Carolina | 10 | 10 | 3 | 3 |
South Dakota | 6 | 6 | 6 | 6 |
Tennessee | 6 | 6 | 6 | 6 |
Texas | 4 | 4 | 4 | 4 |
Utah | 4 | 6 | 6 | 4 |
Vermont | 6 | 6 | 5 | 6 |
Virginia | 3 | 5 | 6 | 3 |
Virgin Islands
|
3 | 3 | 3 | 3 |
Washington | 3 | 6 | 6 | 3 |
West Virginia | 5 | 10 | 6 | 5 |
Wisconsin | 6 | 6 | 10 | 6 |
Wyoming | 8 | 10 | 10 | 8 |
Related posts:
7 Responses to “debt collection what are my rights”
You Have Rights When Dealing with a Debt Collection Agency ...
Feb 13, 2012 . Find out how the FTC and Fair Debt Collection Practices Act (FDCPA) protects you from debt collection agencies.
http://www.debtconsolidation.com/articles/what-are-my-legal-rights-with-debt-collectors.html
The Fair Debt Collection Practices Act, What Are My Rights If I Owe ...
Nov 21, 2007 . If you have borrowed money on credit cards, owe some money on a personal loan, borrowed money from a bank or are paying a mortgage, .
http://getprequalified.com/the-fair-debt-collection-practices-act-what-are-my-rights-if-i-owe-money/
Illinois Legal Aid | What Are My Rights If A Debt Collector Says I Owe ...
Last updated: May 2009. The Fair Debt Collection Practices Act (“FDCPA”) protects people who owe money. This law sets out what debt collectors can do and .
http://www.illinoislegalaid.org/index.cfm?fuseaction=home.dsp_content&contentID=6780
Fair Debt Collection Practices Act - A Debt Collector Cannot |
Summary of actions that a debt collector cannot take and causes violations of the Fair Debt Collection Practices Act.
http://www.creditlaw.com/what-are-my-rights.htm
I'm being harassed by a debt collector. What are my rights? | Wilson ...
I'm being harassed by a debt collector. What are my rights? Generally, debt collectors are prohibited from using any unfair or unconsciounable tactics in an effort .
http://wilsonlg.com/?page_id=159
Hello Jordan,
What are my rights under the Fair Debt Collection Practices Act
Jun 14, 2011 . The Fair Debt Collection Practices Act was established in 1978 to eliminate abusive debt collection practices. The Act applies only to the .
http://ncua.parature.com/link/portal/16059/16066/Article/164/What-are-my-rights-under-the-Fair-Debt-Collection-Practices-Act
NEDAP - Debt Collection
When the debt collector first contacts you, you have important rights to notice of the debt and to . Can a debt collector call my employer, friends or family?
http://www.nedap.org/hotline/fdcpa-recognizing.html
State Debt Collection Laws and Publications | Privacy Rights ...
Remember that The federal Fair Debt Collection Practices Act (FDCPA) (15 USC §§1692-1695) . What Are My Rights as a Consumer with Debts in Collection?
http://www.privacyrights.org/fs/fs27plus.htm
debt collection | Privacy Rights Clearinghouse
Results 1 - 10 of 11 . She turns to Privacy Rights Clearinghouse to learn what her rights are. . Can a debt collector reveal information about my debt to my family, .
http://www.privacyrights.org/category/tags/debt-collection
What are my rights under fair debt collections act against aggressive ...
Oct 16, 2008 . What are my rights under fair debt collections act against aggressive collection agencies My divorce offered me the choice to either pay my ex .
http://www.avvo.com/legal-answers/what-are-my-rights-under-fair-debt-collections-act-12388.html
Tips for Smart Consumers—Debt Collection
good intentions towards paying the bill. Where can I report a debt collector for violating my rights? If a creditor, attorney or collection agency has engaged in any .
http://www.atg.state.vt.us/assets/files/Tips%20for%20Smart%20Consumers%20-%20Debt%20Collection.pdf
Hello Tracy,
I would send a cease communication letter to the debt collector and then I would dispute the entry on your credit report with the credit reporting agency that has it listed (experian, transunion, equifax)
Debt & Your Rights - Research your rights under the fair debt and ...
What are my rights under Fair Debt Law? Debt collection practices are regulated by both State and federal laws. A debt collector may not threaten or harass you, .
http://www.fairdebtfaircredit.com/Debt-Your-Rights.aspx