debt collections even when paying bill
Debt Collection FAQs: A Guide for Consumers
Apr 24, 2009 . If you're behind in paying your bills, or a creditor's records mistakenly make it appear that you are, a debt collector may be contacting you.
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
How to deal with debt collectors and stop harassing calls
3 days ago . The creditor may even sell your account to third party debt collectors. . By choosing to pay off bills either in a consolidation program, you avoid .
http://www.debtconsolidationcare.com/handle-collectors.html
Why You Should Never Pay a Debt Collector Without Validating
Even though people pay up by the truckload to debt collectors every day out of fear, their bark is bigger than their bite, and it's ridiculous to just assume they have .
http://jeffkinsey.hubpages.com/hub/Why-You-Should-Never-Pay-a-Debt-Collector-Without-Validating
Medical Debt Collection
Having even a small medical debt reported as past due or in collections can seriously damage your credit history, you may be tempted to pay just to protect your .
http://www.debtcollectionanswers.com/medical-debt-collection.html
Don't ignore that debt collector - MSN Money
The rules of engagement with debt collectors have changed dramatically in recent months, and even people who pay their bills on time need to understand .
http://articles.moneycentral.msn.com/SavingandDebt/ManageDebt/dont-ignore-that-debt-collector.aspx
What Are Debt Collections and How Do They Affect You
According to the Federal Trade Commission, debt collectors are one of the most . to hire debt collectors than to spend their own resources pursuing payment on a . If they have your work phone number, they'll even call you at your place of .
http://credit.about.com/od/debtcollection/a/whatcollection.htm
Debt Collection | Credit.com
Understand your rights under the Fair Debt Collection Act and learn how to better . responsible for medical bills even if the insurance company was supposed to . always pay a debt that is in danger of being sold to collections (even using a .
http://www.credit.com/products/debt/Collections-Crash-Course.jsp
5 Disturbing New Ways Debt Collectors Are Getting Your Money ...
Mar 11, 2011 . If you owe some money and are on Foursquare, debt collectors are . Even being nice and offering them a decent payment plan and they .
http://www.cracked.com/article_19074_5-disturbing-new-ways-debt-collectors-are-getting-your-money.html
State | Oral Agreements | Written Contracts (including auto loans and installment type loans) |
Promissory Notes | Open Accounts (includes credit cards) |
Alabama | 6 | 6 | 6 | 3 |
Alaska | 6 | 6 | 6 | 6 |
Arizona | 3 | 6 | 5 | 3 |
Arkansas | 3 | 5 | 6 | 3 |
California | 2 | 4 | 4 | 4 |
Colorado | 6 | 6 | 6 | 6 |
Connecticut | 3 | 6 | 6 | 6 |
Delaware | 3 | 3 | 6 | 3 |
District of Columbia | 3 | 3 | 3 | 3 |
Florida | 4 | 5 | 5 | 4 |
Georgia | 4 | 6 | 6 | 4 |
Hawaii | 6 | 6 | 6 | 6 |
Idaho | 4 | 5 | 10 | 4 |
Illinois | 5 | 10 | 6 | 5 |
Indiana | 6 | 10 | 10 | 6 |
Iowa | 5 | 10 | 5 | 5 |
Kansas | 3 | 5 | 5 | 3 |
Kentucky | 5 | 15 | 15 | 5 |
Louisiana | 10 | 10 | 10 | 3 |
Maine | 6 | 6 | 6 | 6 |
Maryland | 3 | 3 | 6 | 3 |
Massachusetts | 6 | 6 | 6 | 6 |
Michigan | 6 | 6 | 6 | 6 |
Minnesota | 6 | 6 | 6 | 6 |
Mississippi | 3 | 3 | 3 | 3 |
Missouri | 5 | 10 | 10 | 5 |
Montana | 5 | 8 | 8 | 5 |
Nebraska | 4 | 5 | 6 | 4 |
Nevada | 4 | 6 | 3 | 4 |
New Hampshire | 3 | 3 | 6 | 3 |
New Jersey | 6 | 6 | 6 | 6 |
New Mexico | 4 | 6 | 6 | 4 |
New York | 6 | 6 | 6 | 6 |
North Carolina | 3 | 3 | 5 | 3 |
North Dakota | 6 | 6 | 6 | 6 |
Ohio | 6 | 15 | 15 | ? |
Oklahoma | 3 | 5 | 5 | 3 |
Oregon | 6 | 6 | 6 | 6 |
Pennsylvania | 4 | 6 | 4 | 6 |
Rhode Island | 15 | 15 | 10 | 10 |
South Carolina | 10 | 10 | 3 | 3 |
South Dakota | 6 | 6 | 6 | 6 |
Tennessee | 6 | 6 | 6 | 6 |
Texas | 4 | 4 | 4 | 4 |
Utah | 4 | 6 | 6 | 4 |
Vermont | 6 | 6 | 5 | 6 |
Virginia | 3 | 5 | 6 | 3 |
Virgin Islands
|
3 | 3 | 3 | 3 |
Washington | 3 | 6 | 6 | 3 |
West Virginia | 5 | 10 | 6 | 5 |
Wisconsin | 6 | 6 | 10 | 6 |
Wyoming | 8 | 10 | 10 | 8 |
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7 Responses to “debt collections even when paying bill”
AG - Debt Collection & Debt Collection Scams
Michigan consumers are falling behind on paying bills for all types of . Finally, it is important to keep in mind that even if you are able to stop a debt collector .
http://www.michigan.gov/ag/0,4534,7-164-17337-238041--,00.html
When debt collectors call, hang up | Reuters Money
Jan 31, 2011 . I told him that debt collectors can't call you for something you don't owe. If there was . Some collectors even used threats of violence. . If you can't pay the debt, it's best to talk with them directly to work out a repayment plan.
http://blogs.reuters.com/reuters-money/2011/01/31/when-debt-collectors-call-hang-up/
When Debt Collectors Call: What You Need to Know - ABC News
Mar 18, 2012. struggling to pay their bills one business is booming: debt collectors. . sued by Asset Acceptance over a debt he wasn't even sure was his.
http://abcnews.go.com/Business/debt-collectors-call/story?id=15949937
Can a collection agency sue you
This is after my insurance failed to pay any of my medical bill. . Even then the debtor must be sued in his or her own state court by an attorney licensed to . Be wary of answers given by actual debt collectors; the ability to collect is what their .
http://wiki.answers.com/Q/Can_a_collection_agency_sue_you
If I Pay a Small Amount on My Debt, Can I Be Sued? - Bills.com
I have made my payments even paying more than what I agreed to, to try and . I have been making regular payment to the collector on past medical debt.
http://www.bills.com/if-i-pay-a-small-amount-on-my-debt-can-i-still-be-sent-to-collections/
Need help with debt collectors - Need Help Paying Bills, Debt, and ...
A debt collector may contact you by mail, in person, by telephone, fax, or even a telegram to request you pay any bills or debt. However, they can't contact you at .
http://www.needhelppayingbills.com/html/need_help_with_debt_collectors.html
Hello Jordan,
Harassing calls from a debt collector? Here is what you need to know
Dec 4, 2007 . Debt collectors are highly motivated to convince debtors to pay the . They will not stop contacting you, and may even file a lawsuit against you.
http://800notes.com/arts/KBN5c2IZiAC_wQjKBNRWFA
What to Do If a Bill Collector Crosses the Line | Nolo.com
Although most bill collectors are careful to follow the law when contacting . You can tell a collector to stop calling even if the collector is not breaking the law. . ( The other side may have to pay your attorneys' fees and court costs if you win.) .
http://www.nolo.com/legal-encyclopedia/bill-debt-collector-violations-29999.html
Bill Collectors Harassing You? Action Can Be Taken - It's Your Call
You want to know about this, because even people who pay their bills are being harassed by debt collectors, on an hourly daily basis. That's right, you pay your .
http://brainfire.hubpages.com/hub/DebtCollectorsHarassingYou
What do I do when my medical bills have gone to collection? - debt ...
Feb 3, 2009 . I have medical debt from spring/summer 2008 totalling around $2500, . to pay off more than $50000 of her pre-existing (pre-me) debt, even .
http://ask.metafilter.com/113278/What-do-I-do-when-my-medical-bills-have-gone-to-collection
What Debt Collectors Can And Cannot Do
Mar 15, 2012 . Scammers often pose as debt collectors to make some quick cash. Never pay anyone or any company that you have not verified as legitimate.
http://www.investopedia.com/financial-edge/0312/What-Debt-Collectors-Can-And-Cannot-Do.aspx
Zombie debt collectors dig up your old mistakes | Sunrise ...
Debbie said Citibank charged off the debt sometime between 1987 and 1989, and the . agency called her last summer, demanding she pay the 17-year-old bill. . Squeezing even a small payment from these debtors can make collection .
http://www.newsunrisemanagement.com/?q=content/zombie-debt-collectors-dig-your-old-mistakes
Hello Tracy,
I would send a cease communication letter to the debt collector and then I would dispute the entry on your credit report with the credit reporting agency that has it listed (experian, transunion, equifax)
What Bill Collectors Can and Cannot Do
What Bill Collectors Can and Cannot Do. When You Can't Pay Your Bills -. What Bill Collectors Can't Do. Perhaps it's happened to you. You've lost your job and .
http://www.lawny.org/index.php/consumer/50-bankruptcy/185-what-bill-collectors-can-and-cannot-do-if-you-owe-money