debt collections and the elderly
'HELPS' for seniors hounded by debt collectors can also be found for ...
Mar 5, 2012 . A new nonprofit law firm seeks to rid senior citizens on Social Security of harassment, but consumer advocates raise concerns.
http://www.oregonlive.com/finance/index.ssf/2012/03/helps_for_seniors_hounded_by_d.html
Elderly Eugene woman accuses Wells Fargo of overbearing ...
Elderly Eugene woman accuses Wells Fargo of overbearing, unlawful bill collection tactics. Published: Wednesday, February 08, 2012, 5:45 PM Updated: .
http://www.oregonlive.com/portland/index.ssf/2012/02/elderly_eugene_woman_accuses_w.html
Elderly Man Fights Unscrupulous Collector of Spurious Debts
The law prohibits debt collectors from attempting to seize these support payments . Security Income from collection by debt collectors in order to prevent elderly, .
http://www.legalservicesnyc.org/index.php?option=com_content&task=view&id=68&Itemid=99
Debt Collection Laws - They Protect You - Elder One Stop
If you're in debt or in collections, it's vital that you know basic debt collection laws – they protect you from scare tactics!
http://www.elder-one-stop.com/debt-collection-laws.html
Paying Off Debt - An Inside Scoop on Collections - Elder One Stop
Debt collections can be a very scary world. Learn why there is more to paying off debt than you may ever imagine!
http://www.elder-one-stop.com/paying-off-debt.html
How to keep debt collectors at bay
Jan 16, 2009 . Credit Cards > Credit Card News > How to keep debt collectors at . I am dealing with an elderly lady who has over $16000 in credit card debt.
http://www.creditcards.com/credit-card-news/herigstad-hospice-patient-credit-card-debt-1294.php
Protecting the elderly from credit card collections
Feb 26, 2010 . Credit cards and their associated terms and conditions can get very confusing for the elderly who also suffer from dementia. Here's what you .
http://www.creditcards.com/credit-card-news/herigstad-dementia-credit-card-debt-1294.php
Keeping credit reporting firms, debt collectors honest - Los Angeles ...
Feb 20, 2012 . "There is a long history of debt collectors taking advantage of the elderly, students, military personnel and others — some of our most .
http://articles.latimes.com/2012/feb/20/business/la-fi-lazarus-20120221
State | Oral Agreements | Written Contracts (including auto loans and installment type loans) |
Promissory Notes | Open Accounts (includes credit cards) |
Alabama | 6 | 6 | 6 | 3 |
Alaska | 6 | 6 | 6 | 6 |
Arizona | 3 | 6 | 5 | 3 |
Arkansas | 3 | 5 | 6 | 3 |
California | 2 | 4 | 4 | 4 |
Colorado | 6 | 6 | 6 | 6 |
Connecticut | 3 | 6 | 6 | 6 |
Delaware | 3 | 3 | 6 | 3 |
District of Columbia | 3 | 3 | 3 | 3 |
Florida | 4 | 5 | 5 | 4 |
Georgia | 4 | 6 | 6 | 4 |
Hawaii | 6 | 6 | 6 | 6 |
Idaho | 4 | 5 | 10 | 4 |
Illinois | 5 | 10 | 6 | 5 |
Indiana | 6 | 10 | 10 | 6 |
Iowa | 5 | 10 | 5 | 5 |
Kansas | 3 | 5 | 5 | 3 |
Kentucky | 5 | 15 | 15 | 5 |
Louisiana | 10 | 10 | 10 | 3 |
Maine | 6 | 6 | 6 | 6 |
Maryland | 3 | 3 | 6 | 3 |
Massachusetts | 6 | 6 | 6 | 6 |
Michigan | 6 | 6 | 6 | 6 |
Minnesota | 6 | 6 | 6 | 6 |
Mississippi | 3 | 3 | 3 | 3 |
Missouri | 5 | 10 | 10 | 5 |
Montana | 5 | 8 | 8 | 5 |
Nebraska | 4 | 5 | 6 | 4 |
Nevada | 4 | 6 | 3 | 4 |
New Hampshire | 3 | 3 | 6 | 3 |
New Jersey | 6 | 6 | 6 | 6 |
New Mexico | 4 | 6 | 6 | 4 |
New York | 6 | 6 | 6 | 6 |
North Carolina | 3 | 3 | 5 | 3 |
North Dakota | 6 | 6 | 6 | 6 |
Ohio | 6 | 15 | 15 | ? |
Oklahoma | 3 | 5 | 5 | 3 |
Oregon | 6 | 6 | 6 | 6 |
Pennsylvania | 4 | 6 | 4 | 6 |
Rhode Island | 15 | 15 | 10 | 10 |
South Carolina | 10 | 10 | 3 | 3 |
South Dakota | 6 | 6 | 6 | 6 |
Tennessee | 6 | 6 | 6 | 6 |
Texas | 4 | 4 | 4 | 4 |
Utah | 4 | 6 | 6 | 4 |
Vermont | 6 | 6 | 5 | 6 |
Virginia | 3 | 5 | 6 | 3 |
Virgin Islands
|
3 | 3 | 3 | 3 |
Washington | 3 | 6 | 6 | 3 |
West Virginia | 5 | 10 | 6 | 5 |
Wisconsin | 6 | 6 | 10 | 6 |
Wyoming | 8 | 10 | 10 | 8 |
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7 Responses to “debt collections and the elderly”
I. Introduction
obtain credit, and thus, accumulate debt. Along with this debt often comes abusive, harassing, and deceptive practices by debt collectors. The nation's elderly .
http://www.law.illinois.edu/elderlaw/issues/vol_16/num_1/pdfs/Ludwig.website.pdf
Collections Law: elderly mother unable to pay credit card debt, debt ...
Oct 23, 2008 . debt buyers, credit card debt, elderly mother: Hope all is well, sorry to hear about your father. To answer your first question. If she does not pay .
http://en.allexperts.com/q/Collections-Law-912/2008/10/elderly-mother-unable-pay.htm
Credit Reports & Debt Collection | | Patricia E. Kefalas Dudek ...
Credit Reports & Debt Collection « Financial Matters . Seniors with unmanageable credit card debt have a number of options. Many turn to credit counselors for .
http://www.pekdadvocacy.com/financial/credit-debt/
BALANCE: What Seniors Should Know About Debt
If you are a senior citizen who is having a difficult time repaying unsecured debt, it is vital . Original creditors must comply with state law when collecting a debt.
https://www.balancepro.net/education/publications/seniorrights.html
Debt and the Elderly: unhealthy combination
Elders face often unmanageable debt where repayment is impossible and payment is at the expense of . I have seen a number of elderly individuals lately who are attempting to make payments on large . Social security and debt collection .
http://www.moranlaw.net/elders.htm
Medicare's Harsh Collection Practices Hurt Elderly Personal Injury ...
Oct 23, 2009 . Medicare's Harsh Collection Practices Hurt Elderly Personal Injury . After " forcing” personal injury lawyers to serve as Medicare's debt .
http://sanfrancisco.injuryboard.com/miscellaneous/medicares-harsh-collection-practices-hurt-elderly-personal-injury-survivors.aspx?googleid=273232
Hello Jordan,
Debt Counsel for Seniors and the Disabled - Home
Dedicated to preserving the dignity of senior and disabled individuals who have been abused by debt collectors. Did you know that if your sole income is from .
http://www.debtcounsel.net/
Free Webinar-Debt Collection and Credit Reporting - CARIE ...
Mar 27, 2012 . CARIE and the SeniorLaw Center are presenting a free webinar, Debt Collection and Credit Reporting Issues Impacting Seniors, on April 12th .
http://www.carie.org/free-webinar-debt-collection-and-credit-reporting/
“Seniors & Debt Collection”
“Seniors & Debt Collection”. May 15, 2008. TABLE OF CONTENTS. Debt Collection Overview ............................................................................................... 1-4. Attorney .
http://www.calegaladvocates.org/library/attachment.124581
Collections Law: Elderly Mother - Collector threatening to take ...
Jan 12, 2012 . credit card debt, elderly mother, debt collections: No. I will not charge you just to talk to me on the phone. You can call me now or any other time .
http://en.allexperts.com/q/Collections-Law-912/2012/1/elderly-mother-collector-threatening.htm
Florida Attorney General - How to Protect Yourself: Debt Collections
How to Protect Yourself: Debt Collections Source: The Florida Attorney General's Office. A "debt collector" is someone who regularly tries to collect debts owed to .
http://myfloridalegal.com/pages.nsf/main/7cd1ef6dd790c14685256cc900560bd6!OpenDocument
Medicare Debt Collection Causing Major Concerns for the Elderly
If you're looking for a qualified attorney to handle your case, you've arrived at the right place. Our firm features attorneys with over 100 years of combined legal .
http://carolina.hsinjurylaw.com/library/medicare-debt-collection-causing-major-concerns-for-the-elderly.cfm
Hello Tracy,
I would send a cease communication letter to the debt collector and then I would dispute the entry on your credit report with the credit reporting agency that has it listed (experian, transunion, equifax)
LASPD | Legal Advocates for Seniors and People with Disabilities
At Legal Advocates for Seniors and People with Disabilities (LASPD), we help . live without constant harassment from credit card companies and debt collectors.
http://www.mylegaladvocates.org/