debt collection upon death
What happens to credit card debt after death
Jul 26, 2011 . If you start getting collection calls after a death, you need to determine three things: is that debt valid; is it within the statute of limitations (the .
http://www.creditcards.com/credit-card-news/credit-card-debt-death-1282.php
A Super Journal Story on "Death-Debt" Collectors : CJR
Dec 5, 2011 . The Wall Street Journal had an outstanding story this weekend on so called death-debt collectors—an industry that makes money by .
http://www.cjr.org/the_audit/a_super_journal_story_on_death.php
Debt Collection After Death - Banking / Loans - About.com
Mar 14, 2012 . What happens to a debt after a borrower dies? Can lenders or debt collectors ask you to pay off a loan for a family member that has passed .
http://banking.about.com/b/2012/03/14/debt-collection-after-death.htm
Debt Collection After Death - Debt Free
Debt Collection After Death Just when you seem to be recovering from a death of a loved one, a collection agency comes calling. One of the fastest growing .
http://www.debtfreedestiny.com/debt-settlement/debt-collection-after-death/
Your Money: Debts After Death - AARP Bulletin
Aug 25, 2010 . Debt collectors should be referred to the probate process. . After Sima Matthes' husband passed away in 2006, letters asking that she pay off .
http://www.aarp.org/money/estate-planning/info-08-2010/debts_after_death.html
Debt collection after death gives little time to grieve — NewsWorks
Sep 28, 2011 . Michael and Celia Ingram of Newark, Del., lost their son last Thanksgiving. His car was hit by a drunken driver, going the wrong way on I-95.
http://www.newsworks.org/index.php/health-science/item/27351-collecting-debts-after-death
Death won't stop these debt collectors | StarTribune.com
Mar 17, 2011 . "The whole idea of calling someone still grieving from the loss of a loved . Collecting on those debts has become a lucrative specialty in the .
http://www.startribune.com/investigators/103211324.html
Debt Collection After Death - FindLaw KnowledgeBase
Dec 22, 2011 . Some debt collection agencies have started harassing families of debtors that have passed away in an effort to collect unpaid debt, despite .
http://knowledgebase.findlaw.com/kb/2011/Dec/504213.html
For the Families of Some Debtors, Death Offers No Respite - WSJ.com
Dec 3, 2011 . Typically, death-debt collectors get paid based on the amount of money they recoup for the lenders, say lawyers for debt-collection firms.
http://online.wsj.com/article/SB10001424052970204224604577030043890121710.html
State | Oral Agreements | Written Contracts (including auto loans and installment type loans) |
Promissory Notes | Open Accounts (includes credit cards) |
Alabama | 6 | 6 | 6 | 3 |
Alaska | 6 | 6 | 6 | 6 |
Arizona | 3 | 6 | 5 | 3 |
Arkansas | 3 | 5 | 6 | 3 |
California | 2 | 4 | 4 | 4 |
Colorado | 6 | 6 | 6 | 6 |
Connecticut | 3 | 6 | 6 | 6 |
Delaware | 3 | 3 | 6 | 3 |
District of Columbia | 3 | 3 | 3 | 3 |
Florida | 4 | 5 | 5 | 4 |
Georgia | 4 | 6 | 6 | 4 |
Hawaii | 6 | 6 | 6 | 6 |
Idaho | 4 | 5 | 10 | 4 |
Illinois | 5 | 10 | 6 | 5 |
Indiana | 6 | 10 | 10 | 6 |
Iowa | 5 | 10 | 5 | 5 |
Kansas | 3 | 5 | 5 | 3 |
Kentucky | 5 | 15 | 15 | 5 |
Louisiana | 10 | 10 | 10 | 3 |
Maine | 6 | 6 | 6 | 6 |
Maryland | 3 | 3 | 6 | 3 |
Massachusetts | 6 | 6 | 6 | 6 |
Michigan | 6 | 6 | 6 | 6 |
Minnesota | 6 | 6 | 6 | 6 |
Mississippi | 3 | 3 | 3 | 3 |
Missouri | 5 | 10 | 10 | 5 |
Montana | 5 | 8 | 8 | 5 |
Nebraska | 4 | 5 | 6 | 4 |
Nevada | 4 | 6 | 3 | 4 |
New Hampshire | 3 | 3 | 6 | 3 |
New Jersey | 6 | 6 | 6 | 6 |
New Mexico | 4 | 6 | 6 | 4 |
New York | 6 | 6 | 6 | 6 |
North Carolina | 3 | 3 | 5 | 3 |
North Dakota | 6 | 6 | 6 | 6 |
Ohio | 6 | 15 | 15 | ? |
Oklahoma | 3 | 5 | 5 | 3 |
Oregon | 6 | 6 | 6 | 6 |
Pennsylvania | 4 | 6 | 4 | 6 |
Rhode Island | 15 | 15 | 10 | 10 |
South Carolina | 10 | 10 | 3 | 3 |
South Dakota | 6 | 6 | 6 | 6 |
Tennessee | 6 | 6 | 6 | 6 |
Texas | 4 | 4 | 4 | 4 |
Utah | 4 | 6 | 6 | 4 |
Vermont | 6 | 6 | 5 | 6 |
Virginia | 3 | 5 | 6 | 3 |
Virgin Islands
|
3 | 3 | 3 | 3 |
Washington | 3 | 6 | 6 | 3 |
West Virginia | 5 | 10 | 6 | 5 |
Wisconsin | 6 | 6 | 10 | 6 |
Wyoming | 8 | 10 | 10 | 8 |
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7 Responses to “debt collection upon death”
The Delicate Art of After-Death Debt Collections |
Jun 13, 2011 . Debt collectors have been known to use various techniques to secure payment, some of which violated the Fair Debt Collection practices act .
http://www.creditlaw.com/debt-collection-methods/the-delicate-art-of-after-death-debt-collections/
Debt after death: Banks chase down mourners - Sep. 1, 2011
Sep 1, 2011 . Debt after death: Banks chase down mourners . Even after the wake, Crabtree said Bank of America collectors called her as many as 48 times .
http://money.cnn.com/2011/09/01/pf/debt_death/index.htm
Debt Collector Complaints Spike As Americans Struggle To Pay Bills
Nov 18, 2011 . In some cases, they're even calling the bereaved to collect on debts they . aftermath of her husband's death over a missed mortgage payment, .
http://www.huffingtonpost.com/2011/11/18/debt-collector-complaints_n_1101314.html
Is there a time limit for debt collection after death? - Yahoo! UK ...
May 5, 2010 . "Is there a time limit for debt collection after death?" - Find the answer to this question and millions more on Yahoo! UK & Ireland Answers.
http://uk.answers.yahoo.com/question/index?qid=20100505134256AAKkX3u
Stuck with the departed's debts? - 1 - estate planning - MSN Money
Jul 13, 2011 . Debt collection after a death is a specialized and growing field, industry experts say, with some companies employing specially trained agents .
http://money.msn.com/retirement/stuck-with-the-departeds-debts-weston.aspx
Hello Jordan,
How to handle collection calls for a dead person's debt
Jul 26, 2011 . After a death, creditors may come calling. Here's what to say. By Dana Dratch. How to handle debt collection calls after someone dies .
http://www.creditcards.com/credit-card-news/debt-collector-death-calls-1282.php
Florida Judge: BofA, Debt Collector Harassed Widow - WSJ.com
Dec 28, 2011 . Bank of America won't say how much debt-recovery work is outsourced to collection firms focused on death-debt collection. The bank says it .
http://online.wsj.com/article/SB10001424052970204296804577124661890130838.html
Citibank Banned From Collecting Debts After Death of Customer ...
Oct 1, 2011 . It has been widely publicized that Citibank debt collectors caused the death of a man in Indonesia. The man killed, Irzen Octa, who had racked .
http://www.sanjosebankruptcyfdcpalawyer.com/2011/10/citibank-banned-from-collecting-debts-after-death-of-customer.html
BALANCE: What Happens to Debt After Death?
What Happens to Debt After Death? . Soon after, you start receiving collection calls. . It is not uncommon for creditors to turn to relatives for collection after a .
https://www.balancepro.net/education/publications/debtafterdeath.html
Credit Card Debt After Death - What You Need To Know
What happens to credit card debt after death? . A: We all know how aggressive the credit card companies can be with debt collection, but fortunately, they won't .
http://creditcardforum.com/blog/credit-card-debt-after-death/
Debt after Death: Who Pays? | Clear Finance and Bankruptcy Blog
Sep 8, 2011 . A few decades ago, the standard process for collecting debts after a person's death was to go through the probate court. Probate court worked .
http://www.clearbankruptcy.com/blog/debt-after-death-who-pays/
Hello Tracy,
I would send a cease communication letter to the debt collector and then I would dispute the entry on your credit report with the credit reporting agency that has it listed (experian, transunion, equifax)
FTC proposes new guidelines for collecting debt from dead people
Nov 22, 2010 . "widow" or "widower," arguing that marriages end upon death. Just whom debt collectors can contact is a particularly sensitive issue because .
http://www.washingtonpost.com/wp-dyn/content/article/2010/11/22/AR2010112200515.html