debt collection telephone message
Fight Back against debt collection telephone message Collectors
Six Strategies for Debt Collection Voice Message Compliance
Aug 3, 2011 . Six Strategies for Debt Collection Voice Message Compliance . of the debt collector's identity, including name, employer and phone number.
http://www.insidearm.com/opinion/six-strategies-for-debt-collection-voice-message-compliance/
FDCPA Does Not Give Debt Collector the Right to Leave Messages ...
Oct 18, 2009 . Niagara Credit Solutions involved a situation in which the debt collector (Niagara ) left “bare bones” messages on a phone answering machine .
http://www.thebklawyer.com/thebkblog/2009/10/18/fdcpa-does-not-give-debt-collector-the-right-to-leave-messages-on-your-phone-answering-machine/
Comment for the Federal Trade Commission's Debt Collection ...
Jun 6, 2007 . (S.D.N.Y. 2006), the debt collector left a pre-recorded phone message at the debtor's home, saying “Good day, we are calling from NCO .
http://www.ftc.gov/os/comments/debtcollectionworkshop/529233-00015.pdf
Debt Collectors & Annoying Phone Messages! - YouTube
Aug 15, 2009 . Spoof. My take on how it sounds when you just slip past your due date on a bill, and the annoying messages that start flooding your voicemail .
http://www.youtube.com/watch?v=wFFxY2-k7ok
Debt Collection Phone Services
Our Smart Predictive Dialer phone system combines voice message broadcasting with transfer connectivity to your debt collections department. When your .
http://www.call-center-tech.com/debt-collections.htm
Leaving messages on answering machines may be illegal
Messages left on answering machines by debt collectors is not illegal unless they specifically violate these provisions of the . My phone number is 555-1234.
http://www.fair-debt-collection.com/searches/leaving-messages.html
When can a debt collector leave a phone message requesting a ...
A.Under the Fair Debt Collection Practices Act (FDCPA), a debt collector is permitted to leave a telephone message requesting a return call, but he is permitted .
http://www.collection-calls.com/faqs/debt-collector-phone.html
Investigation: Debt Collectors, the N-Word and Bank of America ...
Sep 24, 2010 . said one of the collection agents in a message to 32-year old Allen . racist and obscene phone calls to collect debts from bank customers.
http://abcnews.go.com/Blotter/investigation-debt-collectors-word-bank-america/story?id=11719972
| State | Oral Agreements | Written Contracts (including auto loans and installment type loans) |
Promissory Notes | Open Accounts (includes credit cards) |
| Alabama | 6 | 6 | 6 | 3 |
| Alaska | 6 | 6 | 6 | 6 |
| Arizona | 3 | 6 | 5 | 3 |
| Arkansas | 3 | 5 | 6 | 3 |
| California | 2 | 4 | 4 | 4 |
| Colorado | 6 | 6 | 6 | 6 |
| Connecticut | 3 | 6 | 6 | 6 |
| Delaware | 3 | 3 | 6 | 3 |
| District of Columbia | 3 | 3 | 3 | 3 |
| Florida | 4 | 5 | 5 | 4 |
| Georgia | 4 | 6 | 6 | 4 |
| Hawaii | 6 | 6 | 6 | 6 |
| Idaho | 4 | 5 | 10 | 4 |
| Illinois | 5 | 10 | 6 | 5 |
| Indiana | 6 | 10 | 10 | 6 |
| Iowa | 5 | 10 | 5 | 5 |
| Kansas | 3 | 5 | 5 | 3 |
| Kentucky | 5 | 15 | 15 | 5 |
| Louisiana | 10 | 10 | 10 | 3 |
| Maine | 6 | 6 | 6 | 6 |
| Maryland | 3 | 3 | 6 | 3 |
| Massachusetts | 6 | 6 | 6 | 6 |
| Michigan | 6 | 6 | 6 | 6 |
| Minnesota | 6 | 6 | 6 | 6 |
| Mississippi | 3 | 3 | 3 | 3 |
| Missouri | 5 | 10 | 10 | 5 |
| Montana | 5 | 8 | 8 | 5 |
| Nebraska | 4 | 5 | 6 | 4 |
| Nevada | 4 | 6 | 3 | 4 |
| New Hampshire | 3 | 3 | 6 | 3 |
| New Jersey | 6 | 6 | 6 | 6 |
| New Mexico | 4 | 6 | 6 | 4 |
| New York | 6 | 6 | 6 | 6 |
| North Carolina | 3 | 3 | 5 | 3 |
| North Dakota | 6 | 6 | 6 | 6 |
| Ohio | 6 | 15 | 15 | ? |
| Oklahoma | 3 | 5 | 5 | 3 |
| Oregon | 6 | 6 | 6 | 6 |
| Pennsylvania | 4 | 6 | 4 | 6 |
| Rhode Island | 15 | 15 | 10 | 10 |
| South Carolina | 10 | 10 | 3 | 3 |
| South Dakota | 6 | 6 | 6 | 6 |
| Tennessee | 6 | 6 | 6 | 6 |
| Texas | 4 | 4 | 4 | 4 |
| Utah | 4 | 6 | 6 | 4 |
| Vermont | 6 | 6 | 5 | 6 |
| Virginia | 3 | 5 | 6 | 3 |
| Virgin Islands
|
3 | 3 | 3 | 3 |
| Washington | 3 | 6 | 6 | 3 |
| West Virginia | 5 | 10 | 6 | 5 |
| Wisconsin | 6 | 6 | 10 | 6 |
| Wyoming | 8 | 10 | 10 | 8 |
About Damon Day
What to Do If a Bill Collector Crosses the Line
A debt collector may contact you in person, by mail, telephone or telegram. However, it cannot . Sending you a collection message by post card. 23. Putting any .
http://www.mdbankruptcylaw.com/lawguide/debtcollections/billcollectors.asp
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How Do Collectors Have to Identify Themselves?
Debt Collectors Must Identify Themselves in Every Conversation . by debt collectors is failing to identify themselves in phone calls, phone messages or written .
http://www.mgvlawfirm.com/index.php/how-do-debt-collectors-have-to-identify-themselves
debt collection telephone message Settlement Video
Protect Fellow Consumers
Debt Collectors and Answering Machines (CL&P Blog)
Jun 6, 2007 . NCO Financial Systems, Inc., 424 F. Supp.2d 643 (S.D.N.Y. 2006), the debt collector left a pre-recorded phone message at the debtor's home, .
http://pubcit.typepad.com/clpblog/2007/06/debt_collectors.html
Illegal Calls To Cell Phones | Alabama Consumer Protection Lawyers
Often times the Fair Debt Collection Practices Act (FDCPA) is violated. . Yes – the collector that calls you cell phone five times a day may be liable to you for . A pre-recorded message is simply a message that has already been recorded and .
http://www.alabamaconsumer.com/2012/01/illegal-calls-to-cell-phones/
Has Debt Collector Portfolio Recovery Associates Left Prerecorded ...
Mar 8, 2010 . My friend and fellow consumer advocate, John Watts, attorney with Watts Law Group has recently posted an article about Portfolio Recovery .
http://www.givemebackmycredit.com/blog/2010/03/have-you-received-pre-recorded-messages-from-a-debt-collector-on-your-cell-phone-if-so-you-need-to-r.html
Can Debt Collectors Leave Messages On My Phone? - St. Louis ...
Nov 10, 2011 . Yes, they can. But if they leave a voice message on your phone, they have to follow very specific rules set out by the Fair Debt Collection .
http://www.stlouisbankruptcylawyersblog.com/2011/11/can-debt-collectors-leave-mess.html
FDCPA - Fair Debt Collection Practices Act
4 days ago . Florida Lawyer Fighting Debt Collection Abuse, Harassment, Calls, & Debt Collector Lies . A Washington consumer alleges that an AFNI debt collector called her during July, 2011 attempting . Anonymous messages from collectors . Debt collector calling me on my cell phone about someone else's debt .
http://www.fdcpa.me/
Hello Jordan,
debt collection services complaint - continious phone calls with ...
File a Complaint. ComplaintsCollection Agenciesdebt collection services. continious phone calls with recorded message that is broken up. Submit Complaint .
http://complaintwire.org/complaint/AK4BAAAAAAA/debt-collection-services
Debt Collectors Target Email, Texts, Cell Phone - ABC News
Debt Collectors Seek New Media Tactics: Email, Cell Phone and Text Messages. By LYNEKA LITTLE. June 13, 2011. PHOTO: Can debt collectors revamp their .
http://abcnews.go.com/Business/debt-collectors-target-email-texts-cell-phone/story?id=13829405
CallFerret - Reverse Phone Lookup for telemarketers, debt ...
Reverse Phone Lookup Directory for telemarketers, debt collectors, pollsters, non -profit . 658-530-4756 called early in the morning but left no message.
http://www.callferret.com/
Chicago Debt Collection Abuse Lawyer :: Fair Debt Collection ...
Did you know for instance, that consumer debt collectors may not telephone you . If you believe your have received a letter or answering machine message that .
http://www.nationwideconsumerrights.com/lawyer-attorney-1323927.html
Can a Debt Collector Leave Me a Voicemail Message? | The Law ...
Apr 4, 2012 . Did the voice message disclose the debt collectors' identity – his/her name, employer and phone number and a statement that the purpose of .
http://nahoumlaw.com/can-a-debt-collector-leave-me-a-voicemail-message-2/
The Debt Collection Drill
Feb 16, 2012 . Foti and Debt Collector Phone Message Strategies by John K. Rossman. In 2006, the world changed for the collection industry with the .
http://thedebtcollectiondrill.blogspot.com/
Hello Tracy,
I would send a cease communication letter to the debt collector and then I would dispute the entry on your credit report with the credit reporting agency that has it listed (experian, transunion, equifax)
The Fair Debt Collection Practices Act | Howard Law Group, PLLC
Article on complying with the Fair Debt Collection Practices Act. . information we discuss over the phone can be used for the purposes of collecting that debt. . could conceivably leave a message without realizing that you are a debt collector .
http://www.howardlawgroup.com/the-fair-debt-collection-practices-act/