debt collection texas law contact spouse
Weekly AG Newspaper Columns - Texas Attorney General
Third Party Debt Collectors: Know Your Rights By Greg Abbott Attorney General of . Although a collector may contact others to try and locate you, he or she may not discuss your account or debt status with anyone else but you or your spouse. . Under the case law related to this statute, debt means any outstanding liability .
http://www.oag.state.tx.us/agency/weeklyag/weekly_columns_view.php?id=193
Stop Debt Collectors - Austin TX Consumer Bankruptcy Attorney ...
Nov 3, 2008 . That law probably applies to the debt collector if: . A debt collector can contact you about a debt for years after the debt becomes past due. . Put pressure on your parents, spouse or on another relative to pay your debt for .
http://austinbankruptcyattorney.com/?page_id=53
Texas Collection Laws
Under Texas law, most debt-related statutes of limitation are four years in length. . I had a collection company contact me in regards to a credit card debt from 2004. . Such has: having a spouse that has been unemployed, a 2 year old child, .
http://www.bills.com/texas-collection-laws/
Karni Law Firm, P.C. - Stop abusive debt collection!
Under the federal FDCPA the Texas Debt Collection Act, consumers have rights against . If you are being sued on credit card debt, contact Attorney Dana Karni to . Call your place of employment; Contact a third party (other than spouse, .
http://www.texasconsumerdebt.com/
Deceased Persons Debt - Debt Collection Laws
Are you being contacted about a deceased person's debt? . Certain assets may pass to beneficiaries or spouses outside the estate and so they are not . New Mexico, Texas, Washington, and Wisconsin you may be responsible for debts .
http://www.debtcollectionanswers.com/deceased-persons-debt.html
Legal Help for the Military: the Servicemembers Civil Relief Act ...
Aug 23, 2011 . Our Texas law firm at times receives calls from military personnel and/or their spouses regarding harassment by creditors and/or debt collectors and. . Dallas law firm at (214) 670-9989 or by completing the contact form at this .
http://deanmalone.com/debt-collection-blog/?p=1929
Houston Divorce, Family, Estate Planning, Debt Collection Abuse ...
Texas law requires that one of spouses has lived in . spouse will need to address if you are divorcing.
http://www.thelarsonlawoffice.com/FAQ.aspx
Problems with creditors and debt collectors. - The People's Lawyer
If you find yourself in this position, knowing the law regarding debt collection can help you . The Texas exemption law is discussed in the next section. . If an outside collection agency contacts you about the department store bill, the . including a debt of one spouse in favor of the other spouse resulting from a division or .
http://www.peopleslawyer.net/legal-topics/debt-collection.html
State | Oral Agreements | Written Contracts (including auto loans and installment type loans) |
Promissory Notes | Open Accounts (includes credit cards) |
Alabama | 6 | 6 | 6 | 3 |
Alaska | 6 | 6 | 6 | 6 |
Arizona | 3 | 6 | 5 | 3 |
Arkansas | 3 | 5 | 6 | 3 |
California | 2 | 4 | 4 | 4 |
Colorado | 6 | 6 | 6 | 6 |
Connecticut | 3 | 6 | 6 | 6 |
Delaware | 3 | 3 | 6 | 3 |
District of Columbia | 3 | 3 | 3 | 3 |
Florida | 4 | 5 | 5 | 4 |
Georgia | 4 | 6 | 6 | 4 |
Hawaii | 6 | 6 | 6 | 6 |
Idaho | 4 | 5 | 10 | 4 |
Illinois | 5 | 10 | 6 | 5 |
Indiana | 6 | 10 | 10 | 6 |
Iowa | 5 | 10 | 5 | 5 |
Kansas | 3 | 5 | 5 | 3 |
Kentucky | 5 | 15 | 15 | 5 |
Louisiana | 10 | 10 | 10 | 3 |
Maine | 6 | 6 | 6 | 6 |
Maryland | 3 | 3 | 6 | 3 |
Massachusetts | 6 | 6 | 6 | 6 |
Michigan | 6 | 6 | 6 | 6 |
Minnesota | 6 | 6 | 6 | 6 |
Mississippi | 3 | 3 | 3 | 3 |
Missouri | 5 | 10 | 10 | 5 |
Montana | 5 | 8 | 8 | 5 |
Nebraska | 4 | 5 | 6 | 4 |
Nevada | 4 | 6 | 3 | 4 |
New Hampshire | 3 | 3 | 6 | 3 |
New Jersey | 6 | 6 | 6 | 6 |
New Mexico | 4 | 6 | 6 | 4 |
New York | 6 | 6 | 6 | 6 |
North Carolina | 3 | 3 | 5 | 3 |
North Dakota | 6 | 6 | 6 | 6 |
Ohio | 6 | 15 | 15 | ? |
Oklahoma | 3 | 5 | 5 | 3 |
Oregon | 6 | 6 | 6 | 6 |
Pennsylvania | 4 | 6 | 4 | 6 |
Rhode Island | 15 | 15 | 10 | 10 |
South Carolina | 10 | 10 | 3 | 3 |
South Dakota | 6 | 6 | 6 | 6 |
Tennessee | 6 | 6 | 6 | 6 |
Texas | 4 | 4 | 4 | 4 |
Utah | 4 | 6 | 6 | 4 |
Vermont | 6 | 6 | 5 | 6 |
Virginia | 3 | 5 | 6 | 3 |
Virgin Islands
|
3 | 3 | 3 | 3 |
Washington | 3 | 6 | 6 | 3 |
West Virginia | 5 | 10 | 6 | 5 |
Wisconsin | 6 | 6 | 10 | 6 |
Wyoming | 8 | 10 | 10 | 8 |
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7 Responses to “debt collection texas law contact spouse”
Are you liable for late spouse's card debt?
Feb 3, 2010 . A widow being pursued by debt collectors wants to know if she is legally . I contacted family law attorney Ken Raggio of Dallas and asked him whether . for information about the precise consumer protection laws for Texas.
http://www.creditcards.com/credit-card-news/sandberg-widow-responsible-late-spouse-credit-card-debt-1377.php
Consumer Information | EAS
This is an attempt to collect a debt and any information obtained will be used for . All correspondence to us should be sent to the following address: . Austin, TX 78728 . We are required under state law to notify consumers of the following rights. . collectors may not tell another person, other than your attorney or spouse, .
http://www.easerv.com/consumer-information.cfm
Debt collectors have guidelines for collecting debts | Dallas TX ...
Mar 14, 2012 . On behalf of Law Office of Bonnie L. Johnson posted in Debt Relief . a debt collector unless the person authorizes their attorney or spouse to speak with them. . your best bet is to contact an experienced bankruptcy attorney.
http://www.bljlaw.com/blog/2012/03/debt-collectors-have-guidelines-for-collecting-debts.shtml
Debt and Marriage: When Do I Owe My Spouse's Debts? | Nolo.com
Whether you are liable for your spouse's debts depends on whether you live in a . law" property rules, debts incurred by one spouse are usually that spouse's debts . Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin. . these creditors can sue both her and her husband to collect the money owed.
http://www.nolo.com/legal-encyclopedia/debt-marriage-owe-spouse-debts-29572.html
Legally Speaking: Extreme Debt Collecting | Southeast Texas Record
Oct 21, 2009 . Apr 12, 2012 | S.E. Texas' Legal Journal . also could very well have violated the Fair Debt Collection Practices Act - a federal law . of the debtors; and even allegedly called in a bomb threat to one spouse's workplace. . Legal Notices for Publication · By way of introduction · About Us · Contact The Record .
http://www.setexasrecord.com/arguments/221785-legally-speaking-extreme-debt-collecting
Hello Jordan,
Debt Collection Archives: Houston Lawyer Blog
The Federal Trade Commission regulates debt collection through the Fair . If a debt collector fails to follow these Texas or federal laws contact an . It is illegal for a debt collector to discuss the debt with anyone other than you, your spouse, .
http://www.houstonlawyerblog.com/debt-collection/
Legal Advice On Medical Debt - Debt Collection Laws
If a collection agency is harassing you over a medical debt contact a consumer law . Wifes medical bills My wife's medical is getting put on my credit report in Utah I never signed . Hospital Bill Collection I live in a small town in Texas.
http://www.debtcollectionanswers.com/legal-advice-on-medical-debt.html
Iowa Fair Debt Collection Laws - Iowa Fair Debt Collection Statutes
This article shall be known and may be cited as the "Iowa Debt Collection Practices Act." . (8) Communicating with the debtor's spouse with the consent of the debtor, . name and address of a debtor and the return address of the debt collector, . South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia .
http://www.attorneysforconsumers.com/Iowa-Fair-Debt-Collection-Practices-Act.html
Lewisville Debt Settlement Attorney | Texas Fair Debt Collection ...
Debt settlement. For experienced family law, bankruptcy and criminal defense counsel and representation in Texas, contact an attorney at Julian, Crowder .
http://www.jcstexaslaw.com/CM/BankruptcyLaw/Debt-Settlement.asp
Is a surviving spouse liable for husband's debt in Texas? - Avvo.com
Nov 25, 2009 . Is a surviving spouse liable for husband's debt in Texas? My husband . Mr. Larkin is licensed to practice law in CA and is located in San Diego. His response here does . Experienced Debt Collection Attorney. Call 408-659- .
http://www.avvo.com/legal-answers/is-a-surviving-spouse-liable-for-husband-s-debt-in-164617.html
Hello Tracy,
I would send a cease communication letter to the debt collector and then I would dispute the entry on your credit report with the credit reporting agency that has it listed (experian, transunion, equifax)
Debt Collection Questions including "In Texas if a deceased spouse ...
Debt Collection Questions including "In Texas if a deceased spouse has named . surviving spouse have any claim under community property law" and "Can a bank . A debt collected can contact you at your place of employment, unless their .
http://wiki.answers.com/Q/FAQ/2104-44