debt collections and answerin machiens
Fight Back against debt collections and answerin machiens Collectors
What Can Debt Collectors Say On Answering Machines? | Credit ...
Mar 9, 2011 . Talk about an uncomfortable situation. A reader recently contacted us about a message she found on her answering machine. The recorded .
http://www.credit.com/blog/2011/03/what-can-debt-collectors-say-in-messages-on-answering-machines/
Crazy Debt Collector Answering Machine Message - YouTube
Jan 20, 2008 . This is an actual recording left by a harassing Debt Collecter who constantly calls and leaves this ridiculous message on answering machines .
http://www.youtube.com/watch?v=XmZ-5OUZgMQ
Leaving messages on answering machines may be illegal
Leaving Messages on Home Answering Machines: Debt collectors are prohibited from calling certain places or discussing your information with third parties and .
http://www.fair-debt-collection.com/searches/leaving-messages.html
What Can Debt Collectors Say On Answering Machines?
Mar 10, 2011 . Talk about an uncomfortable situation. A reader recently contacted us about a message she found on her answering machine. The recorded .
http://gerridetweiler.blogspot.com/2011/03/what-can-debt-collectors-say-on.html
Debt Collectors and Answering Machines (CL&P Blog)
Jun 6, 2007 . by Jeff Sovern My co-blogger, Deepak Gupta has previously blogged about the FTC's request for comments on debt collection in preparation .
http://pubcit.typepad.com/clpblog/2007/06/debt_collectors.html
How Do Collectors Have to Identify Themselves?
Debt Collectors Must Identify Themselves in Every Conversation . If debt collectors leave messages on your answering machines or digital voicemail.
http://www.mgvlawfirm.com/index.php/how-do-debt-collectors-have-to-identify-themselves
Debt Collectors Busier Than Ever | LoanSafe
Oct 17, 2011 . The federal Fair Debt Collection Practices Act was passed in 1977 — before the days of cellphones, email and even answering machines .
http://www.loansafe.org/debt-collectors-busier-than-ever
Bill Collectors Harassing You? Action Can Be Taken - It's Your Call
Third party disclosure on an answering machine several times. Sect. 805. (15 USC 1692c): Communication in connection with debt collection: Third party .
http://brainfire.hubpages.com/hub/DebtCollectorsHarassingYou
| State | Oral Agreements | Written Contracts (including auto loans and installment type loans) |
Promissory Notes | Open Accounts (includes credit cards) |
| Alabama | 6 | 6 | 6 | 3 |
| Alaska | 6 | 6 | 6 | 6 |
| Arizona | 3 | 6 | 5 | 3 |
| Arkansas | 3 | 5 | 6 | 3 |
| California | 2 | 4 | 4 | 4 |
| Colorado | 6 | 6 | 6 | 6 |
| Connecticut | 3 | 6 | 6 | 6 |
| Delaware | 3 | 3 | 6 | 3 |
| District of Columbia | 3 | 3 | 3 | 3 |
| Florida | 4 | 5 | 5 | 4 |
| Georgia | 4 | 6 | 6 | 4 |
| Hawaii | 6 | 6 | 6 | 6 |
| Idaho | 4 | 5 | 10 | 4 |
| Illinois | 5 | 10 | 6 | 5 |
| Indiana | 6 | 10 | 10 | 6 |
| Iowa | 5 | 10 | 5 | 5 |
| Kansas | 3 | 5 | 5 | 3 |
| Kentucky | 5 | 15 | 15 | 5 |
| Louisiana | 10 | 10 | 10 | 3 |
| Maine | 6 | 6 | 6 | 6 |
| Maryland | 3 | 3 | 6 | 3 |
| Massachusetts | 6 | 6 | 6 | 6 |
| Michigan | 6 | 6 | 6 | 6 |
| Minnesota | 6 | 6 | 6 | 6 |
| Mississippi | 3 | 3 | 3 | 3 |
| Missouri | 5 | 10 | 10 | 5 |
| Montana | 5 | 8 | 8 | 5 |
| Nebraska | 4 | 5 | 6 | 4 |
| Nevada | 4 | 6 | 3 | 4 |
| New Hampshire | 3 | 3 | 6 | 3 |
| New Jersey | 6 | 6 | 6 | 6 |
| New Mexico | 4 | 6 | 6 | 4 |
| New York | 6 | 6 | 6 | 6 |
| North Carolina | 3 | 3 | 5 | 3 |
| North Dakota | 6 | 6 | 6 | 6 |
| Ohio | 6 | 15 | 15 | ? |
| Oklahoma | 3 | 5 | 5 | 3 |
| Oregon | 6 | 6 | 6 | 6 |
| Pennsylvania | 4 | 6 | 4 | 6 |
| Rhode Island | 15 | 15 | 10 | 10 |
| South Carolina | 10 | 10 | 3 | 3 |
| South Dakota | 6 | 6 | 6 | 6 |
| Tennessee | 6 | 6 | 6 | 6 |
| Texas | 4 | 4 | 4 | 4 |
| Utah | 4 | 6 | 6 | 4 |
| Vermont | 6 | 6 | 5 | 6 |
| Virginia | 3 | 5 | 6 | 3 |
| Virgin Islands
|
3 | 3 | 3 | 3 |
| Washington | 3 | 6 | 6 | 3 |
| West Virginia | 5 | 10 | 6 | 5 |
| Wisconsin | 6 | 6 | 10 | 6 |
| Wyoming | 8 | 10 | 10 | 8 |
About Damon Day
Proposed FDCPA Amendment Would Allow Messages By Collectors ...
The FDCPA has two provisions that relate to debt collectors leaving voice and answering machine messages: § 1692c(b) [limits communications by debt .
http://lapinlawoffices.com/lapin-law-offices-blog/act-amend-fdcpa-allow-messages-debt-collectors
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Answering machine states phone # & no names can debt collector ...
personal info meaning: one who owes name, states they owe amount, threatens repossession, & say that you must pay now... I thought they could only say who .
http://www.ask.com/answers/69457981/answering-machine-states-phone-&-no-names-can-debt-collector-leave-personal-info-on-debt-&-say-that-you-had-better-call-us-back-today
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Debt collectors busier than ever | Richmond Times-Dispatch
Oct 16, 2011 . The federal Fair Debt Collection Practices Act was passed in 1977 — before the days of cellphones, email and even answering machines .
http://www2.timesdispatch.com/business/2011/oct/16/tdmony01-debt-collectors-busier-than-ever-ar-1386648/
What to Do When a Debt Collector Calls - Avvo.com
Do not forget to record any answering machine messages, as well. Finally, if the debt collector calls anyone else, make sure you get recordings of those calls or .
http://www.avvo.com/legal-guides/ugc/what-to-do-when-a-debt-collector-calls
Debt Collection Predictive Dialer and Collection Agency Software.
A different message can be left on an answering machine. Automatic Phone Dialing - This is a traditional method of calling where our debt collection dialer calls .
http://www.databasesystemscorp.com/collection-predictive-dialer.htm
Frequently Asked Questions about Debt Collection | Privacy Rights ...
Can a debt collector reveal information about my debt to my family, friends or . cannot leave information about a debt on a third party's answering machine or .
http://www.privacyrights.org/fs/fs27a-debt_collection.htm
The Top 10 Collection Agency Rules - Debt collection agencies
Here are the top 10 rules collection agencies should never violate! . collection agency says to you or the message that they leave on your answering machine.
http://www.actionrecoveryonline.com/articles/top-ten-laws-collection-agencies-must-not-violate/
FDCPA Does Not Give Debt Collector the Right to Leave Messages ...
Oct 18, 2009 . Niagara Credit Solutions involved a situation in which the debt collector (Niagara ) left “bare bones” messages on a phone answering machine .
http://www.thebklawyer.com/thebkblog/2009/10/18/fdcpa-does-not-give-debt-collector-the-right-to-leave-messages-on-your-phone-answering-machine/
Hello Jordan,
California Minnesota Consumer Rights Lawyers Suing Debt ...
What about messages left on my answering machine or voice mail from a debt collector? Messages left on your answering machine or voice mail can be .
http://www.mincal.com/recording-debt-collectors
Gaitan Morales, PLLC. - Debt Collectors Must Identify As Such When ...
The case regards a creditor that left several messages on a Debtor's answering machine. The debt collector's messages were limited to solely inviting the Debtor .
http://www.gaitanmorales.com/Debt_Collectors_Identify_Calling_Collect.php
Noble Systems Debt Collections Solution with Contact Management ...
Noble Collection Solutions get more debt promises to pay and improve call centers . With 95%+ answering machine detection, and busy, no answer, and .
http://www.noblesys.com/industries_Collection.aspx
The Fair Debt Collections Practices Act - Learn More Today!
The FDCPA is the federal law that governs the way third party debt collectors . on a voicemail or answering machine disclosing the fact that a debt is owed. d.
http://www.maceybankruptcylaw.com/the-fair-debt-collections-practices-act
Dealing with Debt Collectors - Tips and Help
Yes, a debt collector can leave messages on your answering machine. However, you can tell the debt collector to stop leaving any messages on your answering .
http://www.smackdebt.com/debt-consolidation/debt-collection-tips-and-help.htm
Debt collection software | The Next | collection software |
Jan 13, 2011 . debt collection software these innovations will offer clients a superior quality . manages call backs, detects answering machines and can leave .
http://www.vocalcom.com/voip-predictive-dialer.html
Hello Tracy,
I would send a cease communication letter to the debt collector and then I would dispute the entry on your credit report with the credit reporting agency that has it listed (experian, transunion, equifax)
memorandum
subject: Advice regarding Section 6304(b)(4) and Answering Machine . of the Fair Debt Collection Practices Act (FDCPA) to protect consumers from private .
http://www.irs.gov/pub/lanoa/pmta00918_7312.pdf